{"registry_version":"2026.1025.387","generated_at":"2026-10-25T06:27:00Z","content_sha256":"089d16f627d9365e3d0663cc8069203706d7cb23a76c332226e29686968811a5","signed":true,"signature":{"key_id":"ed25519:74ca19268e364242","algorithm":"ed25519","expires_at":"2026-11-24T06:27:09Z","expired":false,"manifest":"/registry/manifest.json"},"id":"paypal/developer-and-business","name":"PayPal Developer and Business account (REST API credentials)","status":"researched","last_verified":null,"last_researched":"2026-10-25","disclaimer":"Plain-English summary of the provider’s rules and of what people report. Not legal advice.","terms":[{"kind":"rules_say","kind_label":"The rules say","severity":"red","severity_label":"Can get you banned","title":"Holds of up to 180 days","text":"PayPal may hold your business balance for up to 180 days if reasonably needed to protect against liability or if you breach the Acceptable Use Policy, and longer under court or regulatory orders.","source_url":"https://www.paypal.com/us/legalhub/paypal/useragreement-full","source_title":"PayPal User Agreement (US, last updated 14 September 2026)","accessed":"2026-10-25"},{"kind":"rules_say","kind_label":"The rules say","severity":"red","severity_label":"Can get you banned","title":"Linked accounts share the consequences","text":"Controlling an account linked to another account that has engaged in restricted activities is itself restricted, so opening a second account after a limitation can make things worse.","source_url":"https://www.paypal.com/us/legalhub/paypal/useragreement-full","source_title":"PayPal User Agreement (US, last updated 14 September 2026)","accessed":"2026-10-25"},{"kind":"rules_say","kind_label":"The rules say","severity":"red","severity_label":"Can get you banned","title":"Some businesses need pre-approval","text":"Taking payments for activities that need pre-approval (e.g. charities, airlines and charters, precious metals, payment facilitators) without getting it is prohibited.","source_url":"https://www.paypal.com/us/legalhub/paypal/acceptableuse-full","source_title":"PayPal Acceptable Use Policy (US, last updated 29 October 2022)","accessed":"2026-10-25"},{"kind":"rules_say","kind_label":"The rules say","severity":"amber","severity_label":"Can cost money","title":"Accurate information and identity checks","text":"Giving false, inaccurate or misleading information, or refusing to confirm your identity, are restricted activities that can lead to limitation.","source_url":"https://www.paypal.com/us/legalhub/paypal/useragreement-full","source_title":"PayPal User Agreement (US, last updated 14 September 2026)","accessed":"2026-10-25"},{"kind":"rules_say","kind_label":"The rules say","severity":"yellow","severity_label":"Worth knowing","title":null,"text":"Sandbox and live are fully separate; sandbox credentials and app ids do not work in production.","source_url":"https://developer.paypal.com/api/rest/production/","source_title":"PayPal - Go live","accessed":"2026-10-25"}],"renewals":[],"pricing_notes":{"free_tier":"No charge for a developer account or sandbox.","costs":"US standard domestic rates include PayPal Checkout 3.49% + fixed fee and donations 2.89% + fixed fee; rates differ by country.","notes":null,"source_url":"https://www.paypal.com/us/business/paypal-business-fees"},"guide_url":"https://verapli.com/guides/paypal/developer-and-business"}