{"registry_version":"2026.1025.387","generated_at":"2026-10-25T06:27:00Z","content_sha256":"089d16f627d9365e3d0663cc8069203706d7cb23a76c332226e29686968811a5","signed":true,"signature":{"key_id":"ed25519:74ca19268e364242","algorithm":"ed25519","expires_at":"2026-11-24T06:27:09Z","expired":false,"manifest":"/registry/manifest.json"},"id":"plaid/production-access","name":"Plaid Dashboard, keys and Production access","status":"researched","last_verified":null,"last_researched":"2026-10-25","disclaimer":"Plain-English summary of the provider’s rules and of what people report. Not legal advice.","terms":[{"kind":"rules_say","kind_label":"The rules say","severity":"red","severity_label":"Can get you banned","title":"Data misuse ends access","text":"Breaking the Developer Policy can get your access to Plaid and to end-user data suspended or terminated. Selling or renting end-user data, or storing bank credentials beyond what is needed, is prohibited.","source_url":"https://plaid.com/legal/#developer-policy","source_title":"Plaid Developer Policy (effective 19 April 2026)","accessed":"2026-10-25"},{"kind":"rules_say","kind_label":"The rules say","severity":"amber","severity_label":"Can cost money","title":"Accurate registration","text":"You must give true, accurate and complete information about yourself and your use case, and keep it up to date.","source_url":"https://plaid.com/legal/#developer-policy","source_title":"Plaid Developer Policy (effective 19 April 2026)","accessed":"2026-10-25"},{"kind":"rules_say","kind_label":"The rules say","severity":"amber","severity_label":"Can cost money","title":"Trial Items are a hard cap","text":"The Trial plan allows 10 Production Items in total; removing Items does not give slots back, and subscription products added on Trial start billing when you upgrade.","source_url":"https://plaid.com/docs/account/billing/","source_title":"Plaid account - Billing and pricing plans","accessed":"2026-10-25"},{"kind":"rules_say","kind_label":"The rules say","severity":"yellow","severity_label":"Worth knowing","title":null,"text":"Plaid may deactivate an account that has not used the Services for three months.","source_url":"https://plaid.com/legal/#developer-policy","source_title":"Plaid Developer Policy (effective 19 April 2026)","accessed":"2026-10-25"}],"renewals":[],"pricing_notes":{"free_tier":"Sandbox is always free; Trial plan gives free real-data access for 10 Production Items (new US/Canada teams).","costs":"Pay-as-you-go has no minimum; Growth and Custom have minimum spend and annual commitments. Per-product prices are shown in the Production request flow or by sales, not published.","notes":null,"source_url":"https://plaid.com/docs/account/billing/"},"guide_url":"https://verapli.com/guides/plaid/production-access"}