{"registry_version":"2026.1025.387","generated_at":"2026-10-25T06:27:00Z","content_sha256":"089d16f627d9365e3d0663cc8069203706d7cb23a76c332226e29686968811a5","signed":true,"signature":{"key_id":"ed25519:74ca19268e364242","algorithm":"ed25519","expires_at":"2026-11-24T06:27:09Z","expired":false,"manifest":"/registry/manifest.json"},"id":"square/developer","name":"Square Developer (API access)","status":"researched","last_verified":null,"last_researched":"2026-10-25","disclaimer":"Plain-English summary of the provider’s rules and of what people report. Not legal advice.","terms":[{"kind":"rules_say","kind_label":"The rules say","severity":"red","severity_label":"Can get you banned","title":"Prohibited businesses","text":"Square's Payment Services may not be used for, among others, illegal goods and paraphernalia, credit repair, identity theft protection, direct marketing or subscription offers, remote pharmacies, unauthorised MLM, telemarketing, prepaid phone cards, bill payment services, betting and lotteries, cash disbursements, prepaid cards and financial merchandise, money orders and foreign currency, adult entertainment, firearms and weapons, remote sale of age-restricted products, occult materials, hate products and escort services.","source_url":"https://squareup.com/us/en/legal/general/payment","source_title":"Square Payment Terms (US)","accessed":"2026-10-25"},{"kind":"rules_say","kind_label":"The rules say","severity":"red","severity_label":"Can get you banned","title":"Identity verification and underwriting","text":"Square reviews your sign-up to verify identity, may request a consumer report and further reports later, and shares your application with bank partners, who or Square may decide you cannot use the services.","source_url":"https://squareup.com/us/en/legal/general/payment","source_title":"Square Payment Terms (US)","accessed":"2026-10-25"},{"kind":"rules_say","kind_label":"The rules say","severity":"amber","severity_label":"Can cost money","title":"The seller carries chargebacks and reserves","text":"You are responsible for chargebacks on your account. Square may hold chargeback amounts, delay payouts, and require a reserve or withhold funds if your business is risky.","source_url":"https://squareup.com/us/en/legal/general/payment","source_title":"Square Payment Terms (US)","accessed":"2026-10-25"},{"kind":"rules_say","kind_label":"The rules say","severity":"amber","severity_label":"Can cost money","title":"OAuth is required for other sellers' accounts","text":"If your service lets Square sellers access their content, they must log in through OAuth, and you must not solicit or store Square passwords. Multi-tenant apps should use OAuth access tokens in production.","source_url":"https://squareup.com/us/en/legal/general/developers","source_title":"Square Developer Terms of Service (last updated 10 September 2026)","accessed":"2026-10-25"},{"kind":"rules_say","kind_label":"The rules say","severity":"amber","severity_label":"Can cost money","title":"App fees, taxes and disputes are on you","text":"If you collect fees from sellers through Square APIs you must describe them clearly and get consent. You are responsible for your indirect taxes and for disputes between you and sellers using your service.","source_url":"https://squareup.com/us/en/legal/general/developers","source_title":"Square Developer Terms of Service (last updated 10 September 2026)","accessed":"2026-10-25"},{"kind":"rules_say","kind_label":"The rules say","severity":"yellow","severity_label":"Worth knowing","title":"Access prohibitions","text":"You may not resell Square's developer tools, build a service that duplicates Square or migrates sellers away from Square, or use Square data to train or enhance an AI system.","source_url":"https://squareup.com/us/en/legal/general/developers","source_title":"Square Developer Terms of Service (last updated 10 September 2026)","accessed":"2026-10-25"},{"kind":"rules_say","kind_label":"The rules say","severity":"yellow","severity_label":"Worth knowing","title":"Personal access token has full access","text":"A personal access token can impersonate the account owner; redact it when sharing code or logs.","source_url":"https://developer.squareup.com/docs/build-basics/access-tokens","source_title":"Square Developer – Access tokens","accessed":"2026-10-25"}],"renewals":[{"what":"OAuth access tokens for sellers","every":"30 days","source_url":"https://developer.squareup.com/docs/oauth-api/overview"}],"pricing_notes":{"free_tier":"The developer account and Square Sandbox are free.","costs":null,"notes":"Payment processing fees for sellers are set by Square's pricing pages and Payment Terms and were not captured. [to verify]","source_url":"https://developer.squareup.com/docs/devtools/sandbox/overview"},"guide_url":"https://verapli.com/guides/square/developer"}