{"registry_version":"2026.1025.387","generated_at":"2026-10-25T06:27:00Z","content_sha256":"089d16f627d9365e3d0663cc8069203706d7cb23a76c332226e29686968811a5","signed":true,"signature":{"key_id":"ed25519:74ca19268e364242","algorithm":"ed25519","expires_at":"2026-11-24T06:27:09Z","expired":false,"manifest":"/registry/manifest.json"},"id":"stripe/connect-platform","name":"Stripe Connect platform setup","status":"researched","last_verified":null,"last_researched":"2026-10-25","disclaimer":"Plain-English summary of the provider’s rules and of what people report. Not legal advice.","terms":[{"kind":"rules_say","kind_label":"The rules say","severity":"red","severity_label":"Can get you banned","title":"You can owe your sellers' losses","text":"The platform always owns its own negative balance (all refunds and disputes on destination or separate charges). If the platform is also responsible for connected accounts' negative balances, Stripe may hold reserves on the platform and, after 180 days negative, take the shortfall from them.","source_url":"https://docs.stripe.com/connect/risk-management","source_title":"Risk and liability management with Connect (Stripe Docs)","accessed":"2026-10-25"},{"kind":"rules_say","kind_label":"The rules say","severity":"red","severity_label":"Can get you banned","title":"Prohibited businesses","text":"Stripe screens connected accounts for prohibited businesses, sanctions and the MATCH list; Stripe must not be used for anything on the prohibited list, and restricted-business approvals can be revoked at any time.","source_url":"https://stripe.com/legal/restricted-businesses","source_title":"Stripe prohibited and restricted businesses (last updated 2026-09-22)","accessed":"2026-10-25"},{"kind":"rules_say","kind_label":"The rules say","severity":"amber","severity_label":"Can cost money","title":"KYC duty may be yours","text":"If your platform takes loss responsibility, it must collect KYC information from connected accounts unless they use the Express Dashboard, and it manages payments risk itself (no Managed Risk).","source_url":"https://docs.stripe.com/connect/risk-management","source_title":"Risk and liability management with Connect (Stripe Docs)","accessed":"2026-10-25"},{"kind":"rules_say","kind_label":"The rules say","severity":"amber","severity_label":"Can cost money","title":"Some choices are permanent","text":"A connected account's dashboard type cannot be changed after creation; changing it means creating a new account object.","source_url":"https://docs.stripe.com/connect/hosted-onboarding","source_title":"Stripe-hosted onboarding (Stripe Docs)","accessed":"2026-10-25"},{"kind":"rules_say","kind_label":"The rules say","severity":"yellow","severity_label":"Worth knowing","title":null,"text":"Never email or text Account Link URLs; they are single-use and grant access to personal information.","source_url":"https://docs.stripe.com/connect/hosted-onboarding","source_title":"Stripe-hosted onboarding (Stripe Docs)","accessed":"2026-10-25"}],"renewals":[],"pricing_notes":{"free_tier":"If Stripe handles pricing for connected accounts, the platform pays no extra Connect fees.","costs":"If the platform handles pricing, it pays a monthly fee per active account (one that received a payout that month), a per-payout fee (percentage plus fixed amount) and a funds-routing percentage; Instant Payouts 1% of volume. Amounts are per country. [to verify for your country]","notes":null,"source_url":"https://stripe.com/connect/pricing"},"guide_url":"https://verapli.com/guides/stripe/connect-platform"}